Deferment Options

Federal Perkins Loans: Deferments can be granted one semester at a time while you are enrolled for at least half-time course load. While deferred, interest does not accrue on the loan.

CAUSE AWARD Loans: Deferments can be granted one semester at a time or on a yearly basis while you are enrolled for at least half-time course load. While deferred, interest does not accrue on the loan.

All Other Institutional Loans with Union College: Deferments can be granted one semester at a time or on a yearly basis while you are enrolled for at least a half-time course load. While deferred, interest does not accrue on the loan.

Applying for Deferment: Acceptance requires certification of your enrollment status by the Registrar’s office at the school you are attending. Print and complete this deferment form (PDF).

Economic Hardship Deferments: Short-term deferments can be granted to assist borrowers through periods of temporary economic difficulty. Eligibility is determined by the Student Loan Representative. Print and complete this deferment form (PDF).