Insurance Benefits

Auto, Home, Renters and Other Personal Insurance:

You can purchase auto, home, renters and other personal insurance and pay premiums through a post tax payroll deduction. You can enroll at any time and cancel your current policy without penalty. Through an arrangement with the Merriam Insurance Agency or Liberty Mutual Group, you will not have to pay interest or finance charges. You will be able to receive a free quotation on coverage and premiums by contacting:

  • The Merriam Insurance Agency (more information) at 376 Broadway, Schenectady, N.Y. 12305. Telephone (518) 393-2109 or visit the website at
  • Liberty Mutual Group, Demond Baker, 28 Corporate Drive, Ste 106, Clifton Park, NY 12065, Telephone (518) 389-4981

As an employee of Union College you could receive exclusive savings on Liberty Mutual Auto and Home Insurance. Liberty Mutual offers personalized coverage, Multi-Car and Multi-Policy Discounts, 24-Hour Claims Assistance and more and is trusted countrywide for quality coverage and exceptional service. Visit Liberty Mutual for a free quote.

Universal Life/Long Term Care Insurance:

If an accident or illness suddenly left you unable to care for yourself, do you have family or friends who would be available and willing to help out? People of all ages become ill or injured in a fashion that requires ongoing care. Long-Term Care insurance assures that you can afford the care you need in your home, assisted living/adult day care facility or nursing home. Two new benefit products are available.

Universal Life/Long Term Care through Colonial Voluntary Benefits

The policy’s tax-free death benefit can help cover final expenses and provide financial security for a family’s future expenses, while an included rider gives employees flexibility to use their death benefit for covered long-term care expenses. An Accelerated Death Benefit for Qualified Long-Term Care Services Rider draws down the death benefit to help pay for covered long-term care expenses.