Retirement Plan and Supplemental Retirement Accounts Retirement Benefits – 403(B) and 457(B) Plans

403(b) Defined Contribution/Tax Deferred Annuity Plan for All Employees

• 403(b) Plan Document
• 403(b) Adoption Agreement
• Retirement Plan and Supplemental Retirement Accounts

The College contributes 11% of salary to TIAA or Fidelity Investments. There is no mandatory employee contribution.

• TIAA
• FIDELITY

To find out when representatives are coming to Union, please contact Human Resources, (518) 388-6108.

• Summary Plan Description
• Summary of Material Modifications and Amendments
• Retirement Plan Fund 403(b) Line Up (August 1, 2019)
• Universal Availability Notice
• Combined Investment Election Form

• TIAA Information
  • TIAA Traditional Fund
  • Planning for Retirement
    • TIAA Traditional Fund - Retirement Income
    • Creating Lifetime Income
  • Roth 403(b) Brochure
• Fidelity Information
  • Brokerage Link Account Waiver (MUST BE RETURNED TO HUMAN RESOURCES)
  • Roth 403(b) Brochure
  • BrokerageLink Application (MUST BE RETURNED TO HUMAN RESOURCES)
  • BrokerageLink Participant Fact Sheet
  • BrokerageLink Brochure
  • Freedom Index Fund Brochure
• Loan Provision
  • Loan Program Summary
  • Loan Program Resolution
  • Loan Program Amendment
  • Loan Program Summary of Material Modifications
• Annual Notices
  • Retirement Plan Summary Annual Report
  • Retirement Plan 404(c) Notice
  • Qualified Default Investment Alternatives (QDIA) Annual Notice
  • QDIA Default Investment Option - Lifecycle Funds
  • 404(a) Participant Fee Disclosure Notice
    • Summary of Plan Services, Costs, and Investment Options

457(b) Deferred Compensation Plan for Officers and Highly Compensated Employees

The College makes no contribution to this plan.

• TIAA
• Retirement Plan Fund 457(b) Line Up (February 15, 2018)
• 457(b) Plan Document
• 457(b) Adoption Agreement