Payment options

To ensure your check is posted properly, always include the Student Name and ID # on your check.

Checks should be made payable to: Union College

The mailing address is:

Union College
Bursar's Office
807 Union Street
Schenectady, NY 12308

Using a secure online payment website, you may authorize an electronic debit from your checking or savings account (U.S. accounts only). Effective 6/26/24, there is a $0.50 service fee per transaction.

To make an EFT payment on your Student Account requires:

• Student name and ID number
• Bank account number
• Bank ABA# (9 digit number located on the bottom left corner of your check)
• Payment amount
• Indicate whether it is a checking or savings account
• The date you would like the payment charged to your account

Your Student Account will be charged a $25.00 fee for any transaction that is rejected due to insufficient funds. Effective January 6, 2025, Transact will implement its own ACH return fee.

Using Transact's CASHNet portal you can make a credit card payment. For domestic cards, there is a 2.95% convenience fee and for international credit cards, the fee is 4.25%.

The Bursar's Office offers monthly payment plans using Transact's CASHNet portal.

As of July 1, 2024 all users must register to view balances and enroll in payment pans. If you had an account prior to this date, that login information is no longer active.

Students: To enroll, click on the "Register" button at the link above and enter your ID and last name. A temporary password will then be emailed to you and you will be prompted to change your password upon login. You may invite a parent or guardian to view and pay your balance or enroll in a payment plan using "Send a payer invitation" once you are logged in.

Parents/Guardians: Your student must invite you to view their balance or enroll in a payment plan. When your student initiates the invitation, you will be sent a username and temporary password to complete your account setup.

There is a $35 application fee for enrollment but no interest is charged while making payments.

Payments are accepted via ACH (electronic check) from U.S. bank accounts. Payments may also be made by domestic credit card (2.95% fee) or international credit card (4.25% fee).

Monthly Payment Plans for 2025-26 School Year:

Fall 2025
Installments start August 15th through October 15th
May sign up between July 1st - September 15th

Winter 2026
Installments start November 15th through January 15th
May sign up between November 1st - December 15th

Spring 2026
Installments start February 15th through April 15th
May sign up between January 1st - March 15th

Once a payment plan is established, it is highly recommended that the student account be reviewed periodically to be sure the plan will have adequate funds to cover the annual student account charges including any incidental charges added to the student account.

The Bursar's office may assist in calculating a payment plan but is not responsible for any payment plan shortages.

Flywire

Union College encourages all international students to set up an account and pay using Flywire.

There many benefits to Flywire including:

• The ability to pay at your local bank in your home currency
• A lower currency exchange rate than most banks or credit cards
• No international wire fees or bank transfer charges
• Payments can be tracked 24 hours a day online
• Instant notification - no follow up required
• Easy one time registration process which makes future payments even easier
• Refunds from the college can be paid to you using your Flywire account.

Questions about Flywire?

Contact the Flywire Customer Care Team.

Transfermate

You also have the option to pay via Transfermate

TransferMate makes it easier and cheaper for international students to pay for their invoices. There are no additional fees or charges whilst giving competitive foreign exchange rates.

What are the Benefits?

• A more streamlined payment process
• No international sender/receiver fees
• Great exchange rates
• 24-hour customer service from TransferMate
• 24-hour online tracking of payments

Pay your fees via TransferMate using a simple three-step process.

• Click on this TransferMate link and enter your payment details.
• You’ll receive the exchange rate for that day, choose wire [bank] transfer or credit card as payment method.
• Once funds are received by TransferMate, you and Union College will receive a payment notification confirming that your invoice has been paid.

If you have any questions regarding Transfermate, please contact their multilingual customer service team, they are available 24 hours, 7 days a week.”

Financial Aid is applied to the student account after the necessary documentation has been submitted and verified and the student has accepted the aid. If your award(s) is shown as “pending” on the Student Statement after the trimester has begun, please contact the Financial Aid Office to resolve the issue.